My dead son's student loan
It's been three years since my only son Jermaine died. I'm trying to get past my grief -- but I relive my son's death every time I get a phone call from American Education Services asking me to pay back his student loan.
When Jermaine went to college to study music production, I was more than happy to cosign his student loans -- he dreamt of making a better life for himself and I was proud to be able to help him do that. But no one told me I would be forced to pay even if he died.
I think it's wrong for the bank to harass me for the loan of my dead son, so I started a petition on Change.org demanding that American Education Services forgive the debt and let my family grieve.
Nobody could have prepared me for the loss of my only child. Sometimes it's impossible to get out of bed in the morning. I have been trying to work to make the loan payments, but in addition to grieving for Jermaine, I now need to help support the young son he left behind.
While he was alive, Jermaine made his loan payments. Jermaine never had an opportunity to use his education and I can't use it either.
Jermaine had three student loans when he passed away -- two from the federal government, and one private loan. The federal loans were forgiven within a month of his death. But American Education Services refused to forgive their loan.
Thank you so much for your help.
- Ella Edwards